It is usually sensible to start comparing before the renewal date rather than waiting until the existing policy is about to expire.
Give yourself time
Starting early gives you time to correct information, read policy details and decide without pressure.
Use the renewal notice as a trigger
Once you know the proposed renewal premium you have a clear figure to compare against.
Check the start date carefully
If you switch, make sure the new policy starts at the right time and does not accidentally leave a gap or overlap you did not intend.
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